Asked, and answered.

A calm money app for iPhone that brings every part of your finances into one place: spending, debt, investing, retirement, health costs, taxes, your home, insurance, your credit score and your family's future. It shows you what's safe to spend today, when your debt will be gone and whether you're on track, and it keeps all of it on your phone.

Almost. Anchor is in final testing before it comes to the App Store. Join the waitlist and we'll email you the day it's out. That's the only email we'll send.Yes. Anchor is on the App Store for iPhone. Get it here.

No. You can type things in, snap receipts and statements, or just say what you spent. Linking a bank is optional, and if you ever do it, it goes through Plaid and what comes back is still stored on your phone.

A few minutes. Anchor asks a few honest questions, then helps you add your income, bills, debts and savings. You can start with one mode and add the rest whenever you like. A short guided tour shows you around.

Each mode is a room for one part of your money, like Debt, Retirement or Taxes. They all work the same way, with five tabs: a home, a plan, what's happened, what to do next, and you. Turn on the ones you need. See all ten.

Only on your iPhone, in the app's private storage. There's no Anchor account and no copy of your finances on our servers. How Anchor keeps it private.

No. No ads, no tracking, no analytics, and nothing to sell. We don't have your data to begin with.

Your iPhone's own encryption protects the app, and you can lock Anchor with Face ID or a passcode. To move to a new phone, export a backup from Anchor (one file with everything, including your documents) and restore it. Because there's no Anchor cloud, that backup file is yours to keep safe.

Yes. Start over from settings and it's all gone, or delete the app and its data goes with it. There's nothing left anywhere else.

No. Your iPhone reads them using Apple's on-device text recognition and, on newer iPhones, Apple's on-device intelligence. The image and its text never leave your phone.

No. Anchor gives you education and clear math about your own numbers, following widely used planning principles. It isn't individualized financial, tax or legal advice. For legal steps, like wills and trusts, Anchor always points you to an attorney.

It understands what you mean on your phone, even if you phrase it your own way, and answers with the same math as the rest of the app. For questions it can't answer on the device, it can ask online, but only if you say so.

Anchor checks its own work: the lines it reads have to add up to the total. If something doesn't match or it isn't sure, it asks you to take a look before saving.

A day you spent within your pace counts on its own. A day you spent nothing counts once you claim it. If you overspend, the tide ebbs one notch, and nothing shatters. It's about how you live, not how often you open the app.

Never. You add your score, and Anchor helps you understand what moves it and how to raise it.

No. Anchor is paid for by people who choose Anchor Plus, not by advertisers or by selling data.

An iPhone on iOS 17 or later. On iOS 26 it uses Apple's Liquid Glass throughout, and on iPhones with Apple Intelligence, scanning gets even smarter. Everything else works on iOS 17.

Not yet. Anchor is iPhone first.

Not yet. Today each iPhone keeps its own private data.