Anchor
How it works Join the waitlistGet it on the App Store
How it works

Calm, one tap at a time.

Here's what Anchor does, with real screens from the app. Most of it you can try right on this page, with your own numbers. Nothing you type here leaves your browser.

Liquid Anchor: the launch screen.
Opening the app
The glass orb: drag it to gather your money life.
Your money, gathered
Ballast: every entry sets the anchor deeper.
Ballast
The Daily Claim.
The Daily Claim
Ten modes, one anchor.
Ten modes, one anchor
Keeping track

Snap it, say it, or type it.

Point your camera at a receipt, a statement, a pay stub or a bill. Anchor reads it on your phone, sorts every line, and double-checks the total before it saves a thing. Or just say “forty dollars at the pharmacy.”

  • Receipts, bank statements, pay stubs, W-2s, insurance cards and utility bills.
  • Budgets that set themselves from your last few months.
  • Starts remembering your regulars, so the next entry takes one tap.
Watch a receipt get read

HARBOR MARKET

412 PIKE ST · SEATTLE WA
09/21/26 · 18:42
ORGANIC BANANAS2.14
GREEK YOGURT 32OZ6.49
SOURDOUGH LOAF5.99
CHICKEN THIGHS11.82
2.36 LB @ 5.01/LB
OLIVE OIL 1L12.99
PAPER TOWELS 6PK9.49
SUBTOTAL48.92
TAX0.95
TOTAL49.87
VISA ••••4417 · THANK YOU
1
ReadYour iPhone reads the text. The photo never leaves it.
2
TidyWeights and notes under an item stay with that item, instead of becoming fake charges.
3
SortOn newer iPhones, Apple's on-device intelligence sorts each line into a category.
4
CheckThe lines have to add up to the total. If anything's unsure, Anchor asks you.
Getting out of debt

Find your debt-free date.

Put in your own cards and loans, or play with the sample. Anchor pays the minimums, throws everything extra at one target, and rolls each payment forward when a debt is gone. Drag the slider and watch the date move.

  • The one next move that helps most, right on your Home screen.
  • Ways to lower your rate, with the math and even a script for the call.
  • A payment that adjusts when a paycheck comes in light or heavy.
Your debt-free date
Debt-free by—
Interest you'll pay—
Saved vs. minimums—

Runs in your browser. Nothing you type is sent anywhere. Leave “Min / month” blank for a credit card and Anchor works it out.

Planning ahead

Am I going to be okay?

Anchor runs a thousand possible markets, good years and bad, and tells you how often you'd reach your number. Try it with your age and your savings. It's the same kind of math the app runs on your phone.

  • A roadmap of every birthday that matters: Social Security, Medicare, catch-up contributions.
  • Your accounts, your home and your debts all feed the same picture.
  • A report you can save as a PDF, made on your phone.
Your odds · 1,000 futures
—
odds of reaching your number
Middle outcome—
Rough markets—
Strong markets—

Illustration, not a forecast or advice: 6.5% average yearly return with 14% swings, in today's dollars not adjusted for inflation. Runs in your browser.

The coach

Ask it anything. In your own words.

“Combine my loans” and “how should I reorganize my debt?” mean the same thing, and the coach knows it. It answers from your numbers, with the same math as the rest of the app, and it works without the internet.

Try a question
How it understands you

Answers here use a sample household. In the app, they use yours.

Steady days

A streak you earn by living, not by logging in.

The Harbor is your streak, drawn as a little night sea. Days you spend within your pace raise the tide. The buoy glows until you claim today. Every seven steady days, a gold flag goes up. Try a week.

The Harbor
Steady run12
Tide5 / 7
Seven steady days. Move $48 you didn't spend into savings?
Spent within paceCounts as steady on its own. Nothing to tap.
A no-spend dayCounts once you claim it, in the app or right from your Lock Screen.
OverspentThe tide ebbs one notch. Your progress doesn't vanish.
Every seventh dayAnchor offers to sweep what you didn't spend into savings.
Beyond the app

Right where you look, all day.

Widgets on your Home and Lock Screen, and Live Activities in the Dynamic Island, keep the numbers that matter one glance away. All of it runs on your phone.

  • Eight widgets: spending, net worth, retirement odds, bills, calendar, quick capture, the coach, recent.
  • Tap the retirement widget to flip between ages 62 and 70.
In your Dynamic Island
Reading your statement
Page 3 of 4
Safe to spend today7 days left
$67
Today isn't claimed yet
Claim today?
$0 spent · within paceClaim
Milestone
30 steady days
Four flags flying in your Harbor.
A little off planDebt
$120 behind pace
One move fixes it. Tap to see it.
9:41
Private

All of this happens on your phone.

Everything above runs on your iPhone. There's no Anchor account, and no copy of your money anywhere else. Lock it with Face ID, and back it up to a file only you hold.